Manajemen risiko bank syariah
Abstract
The banking business, both conventional and sharia, is very dependent on risk management. In this context, banks are faced with various risks, including credit, market, liquidity, operational, legal, reputation, strategic, compliance, returns and investment risks. The importance of ensuring bank compliance with internal and external rules emphasizes the need to implement risk management boundaries, policies and procedures. In addition, a timely and accurate risk management information system has a very important role. By implementing effective risk management principles, banks can increase company value, improve decision-making processes, and build a strong risk management foundation. As for sharia banking, it is important to adapt sharia principles in implementing risk management. To increase a bank's resilience to external risks and challenges, risk management must be implemented consistently with the bank's objectives, business policies, as well as the size and complexity of the business.
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