Analisis pengaruh kemelekan keuangan syariah dan Risk Appetite terhadap minat mahasiswa untuk berinvestasi

Studi pada mahasiswa Kota Malang

  • Laurina Trisnaning Putri Program Studi Perbankan Syariah, Universitas Islam Negeri Maulana Malik Ibrahim Malang
Keywords: Islamic Financial Literacy, Risk Appetite, Interest in Investment

Abstract

The major goal of this study is to determine how risk tolerance and sharia financial literacy affect students' investing interests in Malang City. The population of this study was made up entirely of pupils from Malang City, and the author used a quantitative descriptive methodology. It can be shown that the existence of sharia financial literacy and risk appetite affect the interest of Malang City students since the data collection method is a questionnaire and the data analysis is basic linear regression analysis. This is demonstrated by the 0.442 correlation coefficient between Islamic financial literacy and risk tolerance and investment interest, which indicates a high and positive association.

Downloads

Download data is not yet available.

References

Ady Inrawan, S. H. (2020). Portofolio Dan Investasi.

Afifah, I., & Sopiany, H. M. (2017). Pengaruh literasi keuangan syariah mahasiswa terhadap minat menabung di bank syariah dalam perspektif ekonomi islam (studi pada mahasiswa febi uin raden intan lampung angkatan 2017). 87(1,2), 149–200.

Ariadi, R., Malelak, M. I., & Astuti, D. (2015). Analisa hubungan financial literacy dan demografi dengan investasi, saving dan konsumsi. Finesta, 3(1), 7–12.

Ayu Wulandari, D., & Iramani, Rr. (2014). Studi experienced regret, risk tolerance, overconfidance dan risk perception pada pengambilan keputusan investasi. Journal of Business and Banking, 4(1), 55. https://doi.org/10.14414/jbb.v4i1.293

Budiarto, A., & Susanti. (2017). Pengaruh financial literacy, overconfidence, regret aversion bias, dan risk tolerance terhadap keputusan investasi. Jurnal Ilmu Manajemen (JIM), 5(2), 1–9.

Diana, I. N., & Segaf, S. (2023). Exploring perceptions and elements of entrepreneurial behavior in pesantren: understanding fundamental concepts of Entrepreneurial Behavior. Al-Tanzim: Jurnal Manajemen Pendidikan Islam, 7(3), 962–972.

Epetimehin, F. M. (2013). Impact of risk appetite on the value of a firm. European Scientific Journal, 9(22), 331–345.

Fauzi, A., & Murniawaty, I. (2020). Pengaruh religiusitas dan literasi keuangan syariah mahasiswa terhadap minat menjadi nasabah di bank syariah. EEAJ Economic Education Analysis Journal, 9(2), 473–486. https://doi.org/10.15294/eeaj.v9i2.39541

Hadiah, U. S., & Aisyah, E. N. (2022). Pengaruh literasi keuangan syariah , financial efficacy , financial attitude , financial behavior terhadap kepuasan finansial. 7(2).

Hamid, A., Mardhiah, A., & Midesia, S. (2019). Factors influencing the intention to stock investment among muslim investors in langsa. Share: Jurnal Ekonomi Dan Keuangan Islam, 8(2), 142–161. https://doi.org/10.22373/share.v8i2.4679

Ihyak, M., Segaf, S., & Suprayitno, E. (2023). Risk management in islamic financial institutions (literature review). Enrichment: Journal of Management, 13(2), 1560–1567.

Melinda, E., & Segaf, S. (2023). Implementation of risk management in murabahah financing at bmt ugt nusantara nusantara pasuruan. Enrichment: Journal of Management, 13(2), 914–920.

Mubayin, M. M. Al. (2022). Role of risk appetite mediating the effect of interest rate risk and credit risk to profitability. 19(2), 1–23.

Nanda, T. S. F., Ayumiati, A., & Wahyu, R. (2019). Tingkat literasi keuangan syariah: studi pada masyarakat kota banda aceh. JIHBIZ :Global Journal of Islamic Banking and Finance., 1(2), 141. https://doi.org/10.22373/jihbiz.v1i2.8573

Qulyubi, A., Suprayitno, E., Asnawi, N., & Segaf, S. (2023). Effect of company size ownership concentration auditor reputation board of commissioners and risk management committee on disclosure of enterprise risk management. Enrichment: Journal of Management, 13(3), 1851–1860.

Rizkyatul Nadhifah, & Muhadjir Anwar. (2021). Pengaruh literasi keuangan dan toleransi risiko terhadap keputusan investasi (studi pada warga desa sekapuk kabupaten gresik). E-Bisnis : Jurnal Ilmiah Ekonomi Dan Bisnis, 14(2), 1–11. https://doi.org/10.51903/e-bisnis.v14i2.388

Segaf, S. (2022). Moslempreneurship: Nurturing the entrepreneurial behaviour of Islamic Boarding School students in Indonesia. Journal of Positive School Psychology, 6(5), 1936–1944.

Segaf, Salim, U., Aisjah, S., & Indrawati, N. K. (2021). Nationalism and entrepreneurial behavior, a pesantren’s perspective and implementation in indonesia. Turkish Online Journal of Qualitative Inquiry (TOJQI), 12(6), 7556–7564.

Syadali, M. R., Segaf, S., & Parmujianto, P. (2023). Risk management strategy for the problem of borrowing money for Islamic commercial banks. Enrichment: Journal of Management, 13(2), 1227–1236.

Wahyu, E., & Budianto, H. (2023). Research mapping on credit risk in islamic and. 14(1), 73–86.

Wicaksono, M. P., Wafiroh, N. L., & Kunci, K. (2022). Analisis pengaruh literasi keuangan dan sosial media edukasi saham terhadap keputusan investasi ( studi kasus pada mahasiswa kota malang ). 8, 200–206.

Yulianto, A. (2018). Pengaruh literasi keuangan syariah terhadap keputusan penggunaan produk atau jasa lembaga keuangan syariah. Energies, 6(1), 1–8.

PlumX Metrics

Published
2023-10-31
How to Cite
Putri, L. (2023). Analisis pengaruh kemelekan keuangan syariah dan Risk Appetite terhadap minat mahasiswa untuk berinvestasi. Maliki Interdisciplinary Journal, 1(4), 505-511. Retrieved from http://urj.uin-malang.ac.id/index.php/mij/article/view/5672
Section
Articles

Most read articles by the same author(s)