Strategi mitigasi risiko pada pembiayaan dan operasional bank syariah di Indonesia
Abstract
Risk mitigation must be carried out by Islamic banks in Indonesia as a risk management process to control various risks that arise, such as financing risk and operational risk. The research aims to find out how appropriate risk mitigation strategies can be used to minimize the impact of losses due to financing risks and operational risks of Islamic banks. The research method used is an analytic descriptive approach by reviewing several previous literature sources. The findings from the study are risk mitigation that can be applied to financing risk, namely document strengthening, exclusive interviews with prospective customers and neighbors, financial monitoring based on budget and expenditure plans, while operational risk mitigation is periodic training for human resources, as well as skills and intensive supervision of technology systems used by Islamic banks.
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