Inovasi Produk dan Layanan Bank Muamalat sebagai Strategi Peningkatan Loyalitas Nasabah

  • Rezza Rivana Universitas Islam Negeri Maulana Malik Ibrahim Malang

Abstract

Muamalat Bank has launched various product and service innovations to enhance customer loyalty in the digital era. These innovations include the Muamalat DIN digital banking platform, Ramadan savings programs, and flexible Hajj savings accounts, all aligned with Islamic principles. Additionally, the bank has focused on financial literacy through its GEULIS initiative and partnerships with BAZNAS to facilitate zakat payments. Research indicates that the integration of digital technology and improved service quality not only meets customer expectations but also contributes to sustainable development. To maintain and attract customer loyalty, Bank Muamalat needs to continue innovating and adapting to the evolving market needs. The Muamalat DIN application and various attractive savings programs are real examples of the bank's efforts to improve customer experience.

Downloads

Download data is not yet available.

References

Akbar, M. R., & Jannah, N. (2022). Strategi Pemasaran Produk Tabungan iB Muamalat Haji pada PT Bank Muamalat Indonesia KCP Rantauprapat. Jurnal Ilmu Komputer, Ekonomi Dan Manajemen (JIKEM), 1(1), 1189–1193. https://ummaspul.e-journal.id/JKM/article/view/3427/1188

Alfitri, A. (2021). My Zakat is My Money: Islamic Commercial Banks‘ Responses to State Intervention in Zakat Administration in Indonesia. WZF International Conference Proceedings, 99–112. https://doi.org/10.2139/ssrn.3833421

Fattah, A., Masrina, M., & Hasanah, I. (2024). Strategi Bank Dalam Mempertahankan Loyalitas Nasabah Pada Bank Muamalat Indonesia KC Banjarmasin. Journal of International Multidisciplinary Research, 2(8), 169–174. https://doi.org/10.62504/jimr834

Institute, M. (2024). GEULIS bersama Universitas Muhammadiyah Cirebon. Muamalat Institute. https://muamalat-institute.com/?s=geulis

Khukmiyah, F., & Budiantono, B. (2021). Analisis Strategi Pemasaran Tabungan Prima Berhadiah Untuk Meningkatkan Jumlah Nasabah ( Studi Pada PT . Bank Muamalat Indonesia Tbk KCP Kepanjen ). The 2nd Widyagama National Conference on Economics and Business (WNCEB 2021) Program, 2(1), 38–48.

Maika, M. R. (2016). Inovasi Model Bisnis Bank Muamalat Indonesia. Perisai : Islamic Banking and Finance Journal, 1(1). https://doi.org/10.21070/perisai.v1i1.236

Muamalat, B. (2023). Inovasi Digital Antar Bank Muamalat Jawara Pelayanan Terbaik. Bank Muamalat. https://www.bankmuamalat.co.id/index.php/en/news/inovasi-digital-antar-bank-muamalat-jawara-pelayanan-terbaik

Muamalat, B. (2024). Inovasi Hijrah Groceries Besutan Bank Muamalat dan WIR Group Permudah Nasabah Belanja Kebutuhan Sehari-hari via Smartphone. Bank Muamalat. https://www.bankmuamalat.co.id/index.php/berita/inovasi-hijrah-groceries-besutan-bank-muamalat-dan-wir-group-permudah-nasabah-belanja-kebutuhan-sehari-hari-via-smartphone

Qothrunnada, N. A., Iswanto, J., Fitrotus S, D., Hendrarti, B. G., & Subekan, S. (2023). Transformasi Digital Lembaga Keuangan Syariah: Peluang dan Implementasinya di Era Industri 4.0. Indonesian Journal of Humanities and Social Sciences, 4(3), 741–756. https://ejournal.iai-tribakti.ac.id/index.php/IJHSS

Rahmawati, C., Fitriani, D., Haira, F., & Panorama, M. (2022). Pengaruh Kualitas Layanan Dan Kinerja Karyawan Terhadap Kepuasan, Kepercayaan, Dan Loyalitas Nasabah (Studi Kasus Bank Muamalat Kantor Cabang Palembang). SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 1(7), 1073–1088. https://doi.org/10.54443/sibatik.v1i7.123

Ria, D., Fasa, M. I., Suharto, S., & Fachri, A. (2023). Penerapan Green Banking Di Lingkungan Bank Muamalat Indonesia. Jihbiz: Global Journal of Islamic Banking and Finance, 5(1), 1. https://doi.org/10.22373/jihbiz.v5i1.17195

Sarasati, B., & Tomo, H. S. (2021). THE CELESTIAL MANAGEMENT; KAJIAN HISTORIS RESILIENSI BANK MUAMALAT MELEWATI KRISIS EKONOMI TAHUN 1998-2000 THE. J u r n a l N i s b a H, 7(2), 73–81.

Wibowo, D., Wanakusuma, I. W., & Simamora, S. C. (2023). Analisis Perbandingan Rasio Profitabilitas Bank Muamalat Sebelum dan Sesudah Penerapan Muamalat Mobile dan Muamalat Digital Islamic Network (DIN). Technomedia Journal, 8(1SP), 108–122. https://doi.org/10.33050/tmj.v8i1sp.2071

PlumX Metrics

Published
2025-03-17
How to Cite
Rivana, R. (2025). Inovasi Produk dan Layanan Bank Muamalat sebagai Strategi Peningkatan Loyalitas Nasabah. Maliki Interdisciplinary Journal, 3(3), 292-299. Retrieved from https://urj.uin-malang.ac.id/index.php/mij/article/view/11241
Section
Articles