Zakat digital dalam perspektif hukum islam: peluang, tantangan, dan solusi praktis.
Abstract
The development of digital technology has significantly impacted various aspects of life, including the practice of zakat. This article aims to examine the phenomenon of digital zakat from the perspective of Islamic law, focusing on identifying its opportunities, challenges, and practical solutions in the digital transformation era. This study employs a qualitative approach using library research methods, referring to primary sources such as the Qur'an, hadith, classical Islamic jurisprudence books, as well as contemporary legal documents and fatwas. The findings indicate that digital zakat offers considerable potential in terms of efficiency, accessibility, transparency, and increased public participation. However, it also faces critical challenges related to legal validity, contract legitimacy, digital literacy, and infrastructure. Therefore, strengthening regulation, contemporary ijtihad, and synergy between zakat institutions, the government, and sharia authorities are essential. Digital zakat has the potential to become a strategic solution in strengthening the Islamic economic system, provided it remains grounded in the principles of maqāṣid al-sharī‘ah.
Downloads
References
Aida, R., & Aurora, M. (2024). Penggunaan Dompet Digital dalam Penyaluran Zakat di Indonesia. Jurnal Ilmiah Ekonomi Manajemen Bisnis Dan Akuntansi, 1(2), 192–198.
Alfatah, S., & Abdullah. (2024). Optimalisasi Zakat di Era Digital : Peran Teknologi dalam Transparansi dan Efisiensi Distribusi. Al-Maqrizi: Jurnal Ekonomi Syariah Dan Studi Islam, 2(2), 11–31.
Kinanti, R. A., Imani, S., Hasanah, M., Asyaria, K., Tinggi, S., Islam, A., Ibrahimy, U., & Airlangga, U. (2021). OPTIMALISASI FUNDRAISING ZAKAT PADA KERJASAMA INSTITUSIONAL INDONESIA MELALUI E-COMMERCE PASCA PANDEMI COVID-19. Filantropi: Jurnal Manajemen Zakat Dan Wakaf, 2(1), 20–37.
Lutfi, M. (2020). Peran Negara Dalam Optimalisasi Zakat Perspektif Konstitusi Ekonomi. 4(1), 1–10. http://repository.uin-malang.ac.id/8818/
Maulidina, I. H., & Solekah, N. A. (2020). Anteseden Perilaku Membayar Zakat pada Badan Amil Zakat Nasional di Lumajang. EQUILIBRIUM: Jurnal Ekonomi Syariah, 8, 235–254. http://repository.uin-malang.ac.id/7094/
Mauludin, M. R., & Herianingrum, S. (2022). The Influence of Digital Zakat on Zakat Collection and Performance of Amil Zakat Institutions Pengaruh Digital Zakat terhadap Penghimpunan Zakat dan Kinerja Lembaga Amil Zakat. Jurnal Ekonomi Syariah Teori Dan Terapan, 9(1), 47–58. https://doi.org/10.20473/vol9iss20221pp47-58
Mulyono, S. H., Ayuniyyah, Q., & Ibdalsyah. (2022). Strategi Digital Fundraising Dalam Penghimpunan Dana Zakat : Studi Kasus Lembaga Amil Zakat Global Zakat. JIET: Jurnal Ilmiah Ekonomi Islam, 8(01), 67–79.
Nasution, J., & Nst, M. I. (2021). Pemanfaatan Digital Fundraising Dalam Meningkatkan Penghimpunan Zakat Di Masa Pandemi Covid-19. 5(1), 55–74. https://doi.org/10.22236/alurban
Rohmaniyah, W. (2021). Optimalisasi Zakat Digital Melalui Penguatan Ekosistem Zakat di Indonesia. Al-Huquq: Journal of Indonesian Islamic Economic Law, 3(2), 232–246.
Suprayitno, E., Khusnudin, & Priyono, E. (2024). Pendistribusian Dana Zakat, Infaq, Shadaqah, dan Wakaf (Ziswaf) Dalam Pemulihan Daerah Pasca Bencana Erupsi Gunung Semeru. Jurnal Ilmiah Ekonomi Islam, 10(02), 2042–2047. http://repository.uin-malang.ac.id/21303/
Syaiful, S. N. A. (2023). Lembaga Penghimpun Zakat Secara Online: Kajian Yuridis dan Hukum Islam. J-HES: Jurnal Hukum Ekonomi Syariah, 5(2). https://doi.org/10.19105/alhuquq.v5i2.10526
Umam, M., & Hidayat, A. (2024). Pengaruh Zakat Online terhadap Efisiensi dan Transparansi Dana Zakat di Badan Amil Zakat Nasional ( BAZNAS ) Kota Semarang The effect of online zakat on the efficiency and transparency of zakat funds at the national amil zakat agency ( BAZNAS ) Semarang C. Journal of Applied Islamic Economics and Finance, 5(1), 89–102.
Utami, P., Suryanto, T., Ghofur, R. A., & Nasor, M. (2020). REFLEKSI HUKUM ZAKAT DIGITAL PADA BAZNAS DALAM RANGKA PENINGKATAN KESEJAHTERAAN MUSTAHIK. Jurnal Surya Kencana Satu : Dinamika Masalah Hukum Dan Keadilan, 11, 53–70.
Wulandari, T., & Khotijah, S. A. (2019). PENINGKATAN PENERIMAAN ZIS MELALUI PLATFORM DIGITAL SEBAGAI PENDUKUNG UPAYA PEMULIHAN EKONOMI UMAT DI TENGAH PANDEMI COVID-19. Bilancia, 13, 21–39.
Copyright (c) 2026 ahmad nastain billah

This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work’s authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.



