Pertumbuhan bank syariah pasca Pandemi Covid-19
Abstract
The Covid-19 pandemic has had a significant impact on the Islamic banking industry in Indonesia. However, financial ratio analysis shows stable growth post-pandemic, with total assets reaching IDR 802.26 trillion and financing growth of 23.5% YoY in November 2022. Regulatory support and synergy among Islamic financial institutions are important catalysts for the growth of this industry. In addition, the increasing demand for Islamic products and increasing financial literacy provide great opportunities for innovation and expansion in the future. The potential of the Islamic banking industry is not only limited to internal factors, but is also influenced by external trends such as the improvement of the halal industry, promising a bright future with attractive prospects for product development, increasing financial literacy, and cooperation among Islamic financial institutions.
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